I think it makes more economic sense for the government to directly subsidize necessities by shipping them in and controlling the price or giving them away for

I think it makes more economic sense for the government to directly subsidize necessities by shipping them in and controlling the price or giving them away for free. This is what FEMA does in the US. What does not make sense is a world where people have to buy disaster issuance just to make sure they can afford water when a hurricane strikes.