Fair enough. That wasn't at all clear from your earlier comment, though. In light of this information I'm inclined to agree that there is some similarity. I

Fair enough. That wasn't at all clear from your earlier comment, though. In light of this information I'm inclined to agree that there is some similarity. I think there's still a pretty colossal difference, too, though - the risk guys generally work for the same firm, don't they? To reflect back across the metaphor, in the education world the "risk guys" are a single group of people at a national entity most people already don't trust to manage money, and they are unilaterally declaring the standards for _everyone's_ risk.