You forgot to add: for now. There is no genuine interest on the other side to provide you with better security. There is no genuine interest on the other side

You forgot to add: for now. There is no genuine interest on the other side to provide you with better security. There is no genuine interest on the other side to make your life easier / to care about your privacy. You are allowed to opt out through a complicated mechanism because the provider needs high volume of users. As time goes, either the law will catch up to the provider and will make them make mandatory exceptions to this nonsense, or they will just exploit you whichever way they can.