The U.S. has legislation limiting consumer liability of credit card fraud to $50, and many cards will further waive that to $0. It's just simply not the consume

The U.S. has legislation limiting consumer liability of credit card fraud to $50, and many cards will further waive that to $0. It's just simply not the consumer's problem if someone copies their credit card number and uses it for fraud. They just have to call the bank to report the fraud, and then the bank will cancel the old card, issue a new one, and then it's the bank's problem on how to get the money back.