And yet, (almost) all people that can't afford to buy their own home, still live in one. And pay to do so. In other words: in theory, they do have the means to

And yet, (almost) all people that can't afford to buy their own home, still live in one. And pay to do so. In other words: in theory, they do have the means to afford the home they live in. Just not the bag of $$ required for an initial purchase. Conclusion: they're still paying for the home they live in. It's just not their property they're paying for, but someone else's (aka landlord). "Landlord" used very generic here. Entities which own real estate & rent it out, come in many shapes & sizes. This is the sneaky bit of wealth inequality, as applied to housing: all the money needed to build, buy & maintain housing is still extracted from the population. But the advantages that come with owning those properties, winds up in the hands of a small minority. The rest do pay, but don't get those ownership advantages in return.