2% interest on 500k is 10k by itself. If you take 40 years to pay the judgement, you will pay a lot more than 500k. For most people, this is basically a second

2% interest on 500k is 10k by itself. If you take 40 years to pay the judgement, you will pay a lot more than 500k. For most people, this is basically a second very expensive mortgage. They might use a faster payment schedule and garnish your wages at the legal maximum in your state (usually 25% of earnings after tax).