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Are debit cards really not accepted online? I thought that save for some very specific applications, all Visa or MasterCard branded cards should work online. Ne
by worklaptopacct 3y ago
Are debit cards really not accepted online? I thought that save for some very specific applications, all Visa or MasterCard branded cards should work online. Never got a Visa refused, and it's a Visa Debit.
I know that some places like Germany informally refer to any Visa or Mastercard as a "credit card", in contrast to true(?) debit systems such as Maestro or V-Pay. So if a place says "No credit cards", it means that Visa and Mastercard cards of any kind are not accepted.
- avar 3y agoIt differs by banks and countries, but e.g. my Dutch debit card only has an IBAN number on it, so anything set up to accept credit card numbers won't accept it. Almost every online web shop here will accept debit cards, but it's through a Dutch specific payment mechanism (iDEAL).
- w3ll_w3ll_w3ll 3y agoThat's because in the Netherlands most banks used Maestro (owned by Mastercard) and Vpay (owned by Visa) as international debit circuit. The acceptance for Maestro and Vpay online is much lower than "normal" Mastercard Debit and Visa Debit. Acceptance for Mastercard Debit and Visa Debit is practically the same online as Mastercard Credit and Visa Credit. Maestro is being sunset by Mastercard and no new card can be issued. Only Mastercard Debit. So the problem with the fact that Dutch debit cards (Maestro) are not accepted online will be solved in a couple of years.