> Is a mobile payment app more like a debit or like a credit card? My understanding is that the mobile payment app is just a medium for a virtual debit or cred

> Is a mobile payment app more like a debit or like a credit card? My understanding is that the mobile payment app is just a medium for a virtual debit or credit card > on the internet credit cards seems to be the main supported payment method Over many years, I've never had any issue paying with debit cards on the internet, except _once_ to rent a bike on a taiwanese website (bc they do a credit card hold).