> - Cashback systems are simply banned. The fees are so heavily restricted EU wide that cashbacks are generally infeasible even where they are legal (I hadn't

> - Cashback systems are simply banned. The fees are so heavily restricted EU wide that cashbacks are generally infeasible even where they are legal (I hadn't know they were banned in some countries) (e.g. I have card with a effective 0.2% cashback (in gift cards), it used to be 1-2% back in 2014).