Credit card use varies substantially amongst European countries. In countries such as Norway, Switzerland, Finland, and the UK, more than 60% of the adult popul

Credit card use varies substantially amongst European countries. In countries such as Norway, Switzerland, Finland, and the UK, more than 60% of the adult population has a credit card. And it's more than 55% in Germany, Austria, Spain, and Italy[1] Cash-back credit cards are rare in the UK and Europe not because of bans, but simply because of the interchange fee caps which don't leave enough margin for card companies to offer them. > "Credit Card payments spread over several months are discouraged or simply banned" Really? What country "bans" this? [1] https://www.theglobaleconomy.com/rankings/people_with_credit_cards/Europe/ https://www.theglobaleconomy.com/rankings/people_with_credit...