Pragmatically you might be able to find a setting for your bank that lets you notify you of transactions over $X, and then set X to $0.01 or $1.00. Abstractly

Pragmatically you might be able to find a setting for your bank that lets you notify you of transactions over $X, and then set X to $0.01 or $1.00. Abstractly my larger point is that security isn't a monolithic scalar but rather depends on the threat model and what is being secured. Far too often large entities push out features in the name of "security", but what they really mean is their own security at the expense of yours (eg the TSA). A lot of these pushes (eg SMS 2FA) are like that, especially when made mandatory rather than consensual.