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Top notch high deductible health insurance. A managed debit card to pay the deductible (company paid). 401k match (negates the fees). Unlimited PTO. Flexible wo
by datavirtue 3y ago
Top notch high deductible health insurance. A managed debit card to pay the deductible (company paid). 401k match (negates the fees). Unlimited PTO. Flexible work schedule that is up to me.
The health insurance plus debit card allow you to have an HSA you never have to touch. HSA is tax deferred, grows tax free once invested, and is tax free withdrawal at 72. The advanced age makes this somewhat unattractive but you can use the money before that (at 60+) for healthcare expenses.
Stay away from the free snacks so you don't have to use your HSA.
- ryandrake 3y ago> HSA is tax deferred, grows tax free once invested, and is tax free withdrawal at 72. Careful. They grow tax free at the Federal level, but if you are in California, your HSA gains are subject to state tax. If your HSA investments pay taxable interest or dividends, or if you sell something at a gain, you'll owe additional income taxes in California.