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"and become 30+ days late on all of their bills since you cannot pay bills from jail" Do Americans have to authorize all their recurring payments every month a
by inglor_cz 3y ago
"and become 30+ days late on all of their bills since you cannot pay bills from jail"
Do Americans have to authorize all their recurring payments every month again and again? I certainly never paid such bills "one by one"; I set up a regular monthly payment and it would be done automatically on the Nth day of a month.
- eddtests 3y agoI lived in America for two years and everything was automated
- banannaise 3y agoSome bills can't be autopaid either easily or at all, particularly utility bills. For those that can be autopaid, many people don't have them on autopay because of potential disruptions when living paycheck-to-paycheck. If you have to choose between food and rent, you better not have the rent on autopay, or you've accidentally made your choice.
- cableshaft 3y ago60% of Americans live paycheck to paycheck, so this wouldn't matter. If they're not making money in jail they can't pay their rent, even if they have autopay set up. https://ir.lendingclub.com/news/news-details/2023/60-of-Americans-Now-Living-Paycheck-to-Paycheck-Down-from-64-a-Month-Ago/default.aspx https://ir.lendingclub.com/news/news-details/2023/60-of-Amer...
- thfuran 3y agoSome people choose not to set up automatic payments, and the percentage of people who are living paycheck to paycheck or nearly so is high enough that, even among those who do, probably a significant percentage would see the second month's payments fail if they were set up using a bank draft or debit card rather than a credit card.