If the insurance writer did their due diligence and realized the big single customer was MegaUpload (and what a large portion of MU's users were doing with the

If the insurance writer did their due diligence and realized the big single customer was MegaUpload (and what a large portion of MU's users were doing with the service), they would've been insane to write an insurance policy. I really don't think MU going down in an investigation falls under the category of "unforseeable." It was always a question of when, not if IMHO.