Call what you want then, but the system isn't set up to keep you out - there's no money in that - it's to get you in and keep you there as long as reasonably po

Call what you want then, but the system isn't set up to keep you out - there's no money in that - it's to get you in and keep you there as long as reasonably possible. Sure there's plenty of window dressing to disguise the underlying intent and structure but that doesn't change its core values.