I too like Kaiser HMO. I have had PPO plans for 20 years before Kaiser but I prefer Kaiser because their routine stuff is very quick and well organized in my op

I too like Kaiser HMO. I have had PPO plans for 20 years before Kaiser but I prefer Kaiser because their routine stuff is very quick and well organized in my opinion and paperwork was nil. Now I have medicare, they send me an online bill for $0 every month. I had a major lung surgery with a week in hospital under PPO and I had $20k out of pocket expenses and a 2 inch thick stack of paperwork to figure out. I had another one day general anaesthetic gall bladder surgery under Kaiser that was very good IMHO.