2 ms·
This feels all well and good but in reality it might work out differently. Your hmo argument feels like centering the lower quartile folks at the cost of the av
by Racing0461 3y ago
This feels all well and good but in reality it might work out differently. Your hmo argument feels like centering the lower quartile folks at the cost of the average middle class man that wants agency in his healthcare journey. the reason i chose a ppo instead of an hmo is with a ppo i can go visit a psyciatrist directly, tell them i had adhd symptoms, get diagnosed and get prescribed adderall pretty much immediately. With an hmo that would take at least months. Why pay full price for a canadian/uk style wait/referral system?
- piperswe 3y agoIn my experience, psychiatrists will often require a referral even with a PPO - not for insurance reasons, but for their own reasons.
- Racing0461 3y agoyep, i was able to shop around till i found one that wasn't old school (ie we need to talk to your second grade teacher to diagnose you). exactly due to being on a ppo plan.
- stevebmark 3y agoHMOs don't prevent you from choosing a psychiatrist as far as I know, you just need to find one in network. And yes, if want a pill pusher or crooked doctor who gives you what you think you need without following evidence based medicine, a PPO is better for that. Those are going to be more rare on HMOs because the doctors in HMO networks are more connected.