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I disagree, HMOs can be severely limiting especially as medical practioners (and medical groups) change or cancel insurance groups (HMO providers) they partner
by jmspring 3y ago
I disagree, HMOs can be severely limiting especially as medical practioners (and medical groups) change or cancel insurance groups (HMO providers) they partner with. Further, getting access to specialists can be daunting - in network may be over loaded/over booked (appointment in 6-9 months); out of network providers can take significant hoops to jump through.
- stevebmark 3y agoThe same is true for PPOs, you just pay more for them. And a bigger problem is healthcare deserts. If you're in a rural area your options are limited by default.
- Racing0461 3y agoI'll pay more for faster wait time and approching specialists from the "customer frame" as opposed to a "referral frame/shuffling through the system". > And a bigger problem is healthcare deserts. If you're in a rural area your options are limited by default i don't care about that. unlike the last healthcare debat, i think i'll keep my doctor this time.