When you buy an app, Apple/Google take a huge cut, mastercard/visa take a cut When you cash out at an ATM, the ATM company takes a fee Zelle is "fee-less" but

When you buy an app, Apple/Google take a huge cut, mastercard/visa take a cut When you cash out at an ATM, the ATM company takes a fee Zelle is "fee-less" but has pretty small transaction limits and you need to have lots of info about the person you're sending to