The problem here is capitalism generally and neoliberalism specifically. The idea of private property (as distinct to personal property) is fundamentally flawe

The problem here is capitalism generally and neoliberalism specifically. The idea of private property (as distinct to personal property) is fundamentally flawed. Every aspect of your life becomes financialized, including basic needs like food, water and shelter as well as education and health care. All of this becomes simply a means of extracting every last possible dollar from you through mountains of debt and sky-high rents. Withholding shelter in the wealthiest countries in the world just so a handful of people can have $120 billion instead of $100 billion in net wealth is beyond coercion. It's state-sanctioned violence. The solution is social housing. In places like Vienna the majority of people (~60%) live in state-owned housing. The state essentially guarantees housing (mostly), as it should. The provincial governments of Canada should build a pool of housing through a combination of building, eminent domain and taking ownership of foreclosed properties. You could even have a scheme where people who are in arrears on their mortgage get to convert their house to being state-owned (which they can continue living in) where the mortgage gets bought out at a discounted value, which is what would happen anywya if it were underwater.