Modern cars use a variety of data harvesting tools including microphones, cameras, and the phones drivers connect to their cars. Manufacturers also collect data

Modern cars use a variety of data harvesting tools including microphones, cameras, and the phones drivers connect to their cars. Manufacturers also collect data through their apps and websites, and can then sell or share that data with third parties. Do I understand this correctly? So all my conversations in a modern car potentially ARE actually being recorded and sent to be indexed and used against me later? Or to sell me stuff based on what I said in the car? Is this like when ISPs sell my data?