I disagree; i think the proliferation of ads is a type of malware that has far more detrimental effects on society than credit card theft (which, incidentally,

I disagree; i think the proliferation of ads is a type of malware that has far more detrimental effects on society than credit card theft (which, incidentally, wouldn't be a problem if the industry bothered to protect their cards with basic authentication on use, which they refuse to)