Exactly, and we frequently see Federal Aid in lots of big disasters. Eventually, the government will be the only insurance organization that covers the catastro

Exactly, and we frequently see Federal Aid in lots of big disasters. Eventually, the government will be the only insurance organization that covers the catastrophic events where we really need insurance the most, and then we can stop pretending that private for-profit insurance is something that our society wants. The government is already the "insurance" for so many different types of things that we should just lean into it 100%.