One interesting experiment in this area is the Canadian Province of Saskatchewan, where the government has run a break even auto and property insurance organiza

One interesting experiment in this area is the Canadian Province of Saskatchewan, where the government has run a break even auto and property insurance organization since 1945. It does not receive money from the tax payers and is completely self sustaining: https://en.wikipedia.org/wiki/Saskatchewan_Government_Insurance https://en.wikipedia.org/wiki/Saskatchewan_Government_Insura...