> When is the right time to "re-balance" to more cash? When you look at your balance at the end of the year and your cash proportion happens to be below 20% in

> When is the right time to "re-balance" to more cash? When you look at your balance at the end of the year and your cash proportion happens to be below 20% instead of 25%. Rebalancing is pretty much standard practice nowadays, nothing magical there. Any financial advisor will tell you to rebalance your portfolio from time to time.