99% of people need a safe and comfortable retirement, not a business or wealth empire. If you are looking to build an empire, sure take the high risk way. If y

99% of people need a safe and comfortable retirement, not a business or wealth empire. If you are looking to build an empire, sure take the high risk way. If you just want to provide for yourself and your loved ones, leverage as a method of investing is quite risky and counter to your goals.