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I withheld using UPI through the pandemic and a long while after that because of the no. of fraud cases I kept reading about and my reservations about UPI’s ori
by tecoholic 3y ago
I withheld using UPI through the pandemic and a long while after that because of the no. of fraud cases I kept reading about and my reservations about UPI’s origins. But gave in and got in after moving to a new city and getting stuck in multiple places for the want of 5/10 rupees in change that somehow nobody seemed to had.
I mostly just use it my grocery store and vegetable store or in those no-change situations. Yet, in the last week alone I have blocked at least 3 WhatsApp chats from unknown numbers about offers, business deals, one even very friendly female hi.
Now I know from where
- achow 3y agoIf you have 'custom' UPI ID (and not <phone number>@bank) then UPI payment is not an issue
- wtmt 3y agoNo, a custom UPI ID won’t save you from your phone number being shared with merchants. [1] UPI payments also leak the person’s full legal name on transactions. Whether this is useful in merchant payments (not personal payments to known people) is highly doubtful. [1]: https://scroll.in/article/1045536/are-your-upi-payments-farming-your-personal-data-without-your-consent https://scroll.in/article/1045536/are-your-upi-payments-farm...
- tecoholic 3y agoI wanted even things like my bank name or UPI app itself to be private. So I discovered that we can creat a 9 digit UPI number/ID and use that. But doesn’t seem to help. Support for that seems to be non-existent. I have tried entering it places that ask for UPI id like online portals, but no. Only the @ format seems to be supported everywhere