Better infrastructure, in some parts of the country are needed, a lot (1)! There's also a lot of merchants of some parts of India that do not accept UPI-Payment

Better infrastructure, in some parts of the country are needed, a lot (1)! There's also a lot of merchants of some parts of India that do not accept UPI-Payments (2) and so if these were fixed - we will have an in-destructible financial service, at the hands of each and every person. 1 - In many cases for my Dad, it had failed due to poor internet in the area. 2 - I heard from an article that a lot of merchants in Mumbai do not accept them.