Yes, this is one of those things that banks will sell as an add-on because capitalism. Credit unions will either just not have their act together on it (i.e. t

Yes, this is one of those things that banks will sell as an add-on because capitalism. Credit unions will either just not have their act together on it (i.e. they contract with a bad service provider) or will have all kinds of useful stuff like this for free. I really want a general-membership credit union with stellar technology, but I haven't found one yet. Does your credit union by chance offer open membership?