> so i cannot use my banking app because i am on a vpn? nice Bank's goal is to prevent access by people other than account owner. When it comes to the VPN usag

> so i cannot use my banking app because i am on a vpn? nice Bank's goal is to prevent access by people other than account owner. When it comes to the VPN usage, there are a few risk factors: - Concealment of connection. Malicious actor will likely use a measure to hide the request origin. - Accessing from another country or region, human factor (a common use case of VPNs). Instant thousand miles away teleportation is usually a sign of access attempt with stolen information. While you may be smart, a lot of people aren't and will gladly tell all the info to "bank security agent calling to ask for some information to prevent your account from being suspended". - Accessing from another country or region, legal factor. Banks in some countries may even legally require a notice in advance before using its cards or services abroad. - Usage of known publicly available service. Multiple users using the same address makes it harder to tell genuine and malicious users apart, so it's better to not leave it to the chance.