better title is, they have 10B of citizen relationship data. the same data you get off you sum up visa and Facebook and Google and Verizon. nobody gets the sca

better title is, they have 10B of citizen relationship data. the same data you get off you sum up visa and Facebook and Google and Verizon. nobody gets the scale of this data. visa and mc see the writing on the wall. that's why they raise rates earlier this week. it's their last breath on the markets they still hold.