There are student loans in the EU, because subsidizing universities doesn't extend to providing free food and housing for students. E.g. student loans offered b

There are student loans in the EU, because subsidizing universities doesn't extend to providing free food and housing for students. E.g. student loans offered by a German state-owned bank: https://www.kfw.de/inlandsfoerderung/Privatpersonen/Studieren-Qualifizieren/F%C3%B6rderprodukte/KfW-Studienkredit-(174)/ https://www.kfw.de/inlandsfoerderung/Privatpersonen/Studiere... (Though I don't think many people need it, because most can just get a part-time job and finish in double the time, debt-free.)