Meanwhile, I’ve learned the hard way to NEVER do ACH direct payment for recurring charges because it’s nearly impossible to successfully resolve a dispute and y

Meanwhile, I’ve learned the hard way to NEVER do ACH direct payment for recurring charges because it’s nearly impossible to successfully resolve a dispute and you give up all control of access to your funds to unaccountable corporate giants. I kept my credit card autopay and paid the extra, because the credit card provides some semblance of actual consumer protection.