I use direct debit authorizations on all sorts of monthly payments to credit cards, telecom, etc and it's all good. Just because they have a debit authorizati

I use direct debit authorizations on all sorts of monthly payments to credit cards, telecom, etc and it's all good. Just because they have a debit authorization doesn't mean you can't contest or reverse the charge. That they aren't up-front on pricing is unfortunate (and somewhat unethical) but it seems the hidden lede here is how usurious the CC networks charges are. It's really time we had a modern payment network in the US (like Europe, India, Brazil, etc etc) so we didn't have to pay the CC tax.