> How many people who "can't get ahead" have $300-$400 car payments? How many people who "can't get ahead" live alone in an apartment rather than have roommates

> How many people who "can't get ahead" have $300-$400 car payments? How many people who "can't get ahead" live alone in an apartment rather than have roommates? How many people choose "luxury apartments"? Do you have answers for any of those questions? The general tone of your comment suggests that you can speak with some degree of confidence about what those numbers are. (And do you have a response for those who are impacted by the problem described but aren't "guilty" of falling into any of the categories you identify? E.g., what is your prescription to the person who isn't buying new iPhones and unreasonably priced cars, and is not prone to generally reckless[1] spending? It's easy to point to the low-hanging fruit that defies your adversary's position. What about the rest of the tree?) 1. Previously: <https://news.ycombinator.com/item?id=25467900#25468799 https://news.ycombinator.com/item?id=25467900#25468799>