I completely agree. The cost of credit cards should be passed to the consumer. Right now everything I buy is effectively 3-5% more expensive to cover the credit

I completely agree. The cost of credit cards should be passed to the consumer. Right now everything I buy is effectively 3-5% more expensive to cover the credit card fees. (Ok, maybe only 1-3% because handing cash costs money too, but that doesn't change the big picture.) However if I want to oppose this I need to stop using my credit card, but my credit card gives me 2% back. So if I chose not to participate I lose money.