It isn't a service. It's just a SKU in their online store. There is nothing different between buying that and buying things separately besides price. Unlike iP

It isn't a service. It's just a SKU in their online store. There is nothing different between buying that and buying things separately besides price. Unlike iPhone Upgrade Program, where it charges your credit/debit card monthly, they charge a full price of the phone on synchrony account and report that to credit agencies.