Yes, she could quit her job, move to Appalachia, her husband earn $20k/yr, and grow her own food. But that’s a huge lifestyle reduction. What does retirement an

Yes, she could quit her job, move to Appalachia, her husband earn $20k/yr, and grow her own food. But that’s a huge lifestyle reduction. What does retirement and end-of-life healthcare look like if she and her husband make $20k/yr? I think what’s more important is income vs local population income. In SF, she probably earns 3-4x everyone in SF or 10x nationally. In a low cost of area place, her husband’s income might only be 1.5x more, leaving less money for retirement and child care.