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In the US, Square terminals present QR codes for CashApp payments. They could more heavily lean into making a competitor to visa/mc. Would be nice if Apple Pay

• objclxt 3y ago
  > Would be nice if Apple Pay allowed non-visa/mc payments too. It does, a number of domestic NFC payment schemes like EFTPOS (in Canada) or Interac (in Australia) are supported. Or eMoney cards in Japan like Nanoco or Waon. It's just Visa and Mastercard have a complete stranglehold on the US market, there's no domestic competitor.
• bbarn 3y ago
  You can also use Apple cash at Apple pay stations. I'm not sure if that can be reloaded from a bank acct or not, but I get it trickled in with points from their card and when friends pay me. I don't know what that gets charged as to the retailer though. One of the places I go still charges a credit card fee to use it.
  • WorldMaker 3y ago
    Apple Cash is currently on the Visa Debit network for most users. (You can check for yourself, open up the Apple Wallet app, select your Apple Cash card, use the Ellipsis […] menu to go to Card Details and it will show your card number and network among the details.)
    • bbarn 3y ago
      Ah, good to know. That would explain why it wouldn't work in some places abroad. Machine probably couldn't process visa debit without inserting a card.
      • WorldMaker 3y ago
        When I first started using it was on Discover and I learned some of the businesses around me that wouldn't take Discover. For no particular reason so far that was my first and only experience with Discover.