Maybe you shouldn't have beachfront South Florida real estate if you can't afford the out-of-pocket cost to fix it when it gets wrecked from a hurricane. Is th

Maybe you shouldn't have beachfront South Florida real estate if you can't afford the out-of-pocket cost to fix it when it gets wrecked from a hurricane. Is that a controversial statement? Beachfront property is not a human right. If it's too expensive to insure, then it becomes available only to people who don't financially need insurance - or those who are willing to risk going without it even if they would need it financially.