That's technically true. Most of their customers have a business account with a different bank under the hood. In my case, I have an e-money account which is sa

That's technically true. Most of their customers have a business account with a different bank under the hood. In my case, I have an e-money account which is safeguarded in line with some regulation, but isn't protected by FSCS. For my [meagre] business banking intents and purposes, the difference is immaterial, and Tide is a bank.