I wish I could use Venmo or a similar service for more than just paying my friends for bets I've lost... I'd love to use it to pay for public transit or a quick

I wish I could use Venmo or a similar service for more than just paying my friends for bets I've lost... I'd love to use it to pay for public transit or a quick lunch. I was really excited when square's https://squareup.com/cardcase https://squareup.com/cardcase came out but then no one used it.