I've managed to convince most of my circle of friends to sign up for and use Venmo, and I'm glad that I did. Makes splitting lunch bills, paying people for beer

I've managed to convince most of my circle of friends to sign up for and use Venmo, and I'm glad that I did. Makes splitting lunch bills, paying people for beer, collecting utilities from a roommate, splitting a cab, etc. so much easier. Cash feels terrifyingly archaic, credit cards only slightly less so. PayPal? Hah. What is this, 2004? Cashing out is quick and the iPhone app is great. Its simplicity is its strength.