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we have in Germany the so called "Moneycard" ( http://en.wikipedia.org/wiki/Geldkarte http://en.wikipedia.org/wiki/Geldkarte ), which is quite anonymous, and mi
by ccozan 15y ago
we have in Germany the so called "Moneycard" ( http://en.wikipedia.org/wiki/Geldkarte http://en.wikipedia.org/wiki/Geldkarte ), which is quite anonymous, and misses any kind of authentication.
Interesting would be to be able to transfer the amounts from one moneycard to the some other moneycard, same way I would give someone a 5 Euro bill in hand. This seems to be impossible ( or forbidden).
At this moment the uses are just to buy transportation tickets, cigarettes or parking fees. Since is totally offline, it behaves like money, but electronic. Paying with this takes a 0.3% of amount for the transaction.
So, if someone could monetize this, we would totally forget the banknotes or coins. However, you still need interraction with some terminal to load it, so it similar to going to an ATM and fetch the real money.
- slowpoke 15y agoThere's also the PaySafeCard (http://en.wikipedia.org/wiki/Paysafecard http://en.wikipedia.org/wiki/Paysafecard), which I wish would have a lot more adoption than it currently has, especially outside the EU. You can buy them at gas stations or supermarkets, pay completely in cash and receive a code (although you don't have to, you can also exchange money for codes online), which you then use to pay online. You stay completely anonymous that way, and it's quite convenient. They don't even charge transaction fees, though they start deducting small fees from a code after a certain time period if it isn't used up (I think it was a year). You can check the cash balance of a code on their website.