For some people, it’s the principle. Also, overdraft fees seem to be a scam and mostly only affect poor people. You’re opted in by default, and you can’t turn

For some people, it’s the principle. Also, overdraft fees seem to be a scam and mostly only affect poor people. You’re opted in by default, and you can’t turn it off for ACH, even if it’s the fault of a company that mis or double charged you.