Some scenarios are outside of a person's control. A large well armed group lay siege and take your stuff. No rain for 7 years. A simple scrape or bad water, one

Some scenarios are outside of a person's control. A large well armed group lay siege and take your stuff. No rain for 7 years. A simple scrape or bad water, one season with crop failures. These all will kill, regardless of skill. Personally I would equate this to one of the most comforting aspects to believing in God, that it's not just some meaningless random luck of the draw but instead there was agency somewhere. War stories are often similar, the new recruits think that they are special and their skill and strength will keep them alive. They then learn it is dumb luck who lives and dies, just luck whether that bullet, shrapnel, or artillery shell misses you or not