We have PBS here in Denmark too, which sounds very much like PayTo. However, what you'll quickly find is, unless it's rolled into Stripe etc., that internationa

We have PBS here in Denmark too, which sounds very much like PayTo. However, what you'll quickly find is, unless it's rolled into Stripe etc., that international businesses are not going to pay the premium of using PayTo on a subset of their userbase. Both implementation and billing through such a system is typically higher than continuing to bill debit cards directly.