It feels like BIS is confused here, and I say that as a crypto minimalist. Yes, ther are many scams in crypto, but the basest of things, sending magic beans be

It feels like BIS is confused here, and I say that as a crypto minimalist. Yes, ther are many scams in crypto, but the basest of things, sending magic beans between people, is fairly solid. Not without risks, but if you have no alternative, it's pretty good IMHO. Saying crypto is bad because of scams is like saying dollars are bad because of Nigerian scammers. Can't trust these grannies with their dollars...