To be worth a damn, CBDCs need to be anonymous and probably decentralised. Which no central bank has actually proposed yet. All the proposal so far are just th

To be worth a damn, CBDCs need to be anonymous and probably decentralised. Which no central bank has actually proposed yet. All the proposal so far are just the same as cash but with more downsides for the user. Personally I am no goldbug constantly sure bankers will steal my savings. But why would I use a CBDC when i gain nothing I cannot already do with cash (either actual folding money or in an account)?