> $3k per month (post tax) is in the ballpark of $60k per year Not sure about that. Isn't the standard deduction (married filing jointly) $24K now? $24K of th

> $3k per month (post tax) is in the ballpark of $60k per year Not sure about that. Isn't the standard deduction (married filing jointly) $24K now? $24K of that $36K is free of federal tax leaving only $12K to pay taxes on at a pretty low rate. If that's 20% then we're talking $2400 in taxes.